Personal Information Collected Directly from You
We collect the following personal information when you provide it to us:
- Contact information such as name, email address, mailing address, phone number;
- Billing information such as credit card number, and billing address;
- Financial information such as bank or brokerage account numbers, types of investments;
- Social Security number;
- driver's license number;
- unique identifiers such as username, account number, password;
- preferences information such as product wish lists, order history, and marketing preferences; and demographic information such as age, education, gender, interests, and zip code.
Information Collected Through Automated Technology
When you visit the Site or download and use our Services, we may automatically collect certain information sent to us by your computer, mobile device, or any other device. This information may include the type of device you use, operating system, the device identifier (or “UDID”), your IP address, location, mobile network information, and standard web log information, such as your browser type traffic to and from our site, the pages you accessed on our website, and other available information. We may also collect information about your use and interaction with the Site, our mobile application, or our Services. For example, we may evaluate your computer, mobile phone, or other access device to identify any malicious software or activity that may affect the availability of the Services. When you use the Services, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, click stream information, and cookies (see Cookies/Tracking section below) that may uniquely identify your browser or your account.
Information Collected From Other Sources
We may also receive information about you from other sources, such as payment, analytics, and security service providers, affiliates, joint-marketers, social network platforms, and others, consistent with any privacy or sharing choices you have made with any third-party platform.
Information Use and Sharing
EBless uses and discloses your personal information only as follows:
- to analyze site usage and improve the Service;
- to deliver to you any administrative notices, money alerts, and communications relevant to your use of the Service;
- to fulfill your requests for certain products and services;
- for market research, project planning, troubleshooting problems, and detecting and protecting against error, fraud, or other criminal activity;
- to third-party contractors that provide services to EBless and are bound by these same privacy restrictions;
- to enforce EBless' Terms of Use; and as otherwise set forth in this Privacy Policy; and
- other purposes for which we seek your consent.
In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner.
In addition, we may, from time to time, offer promotions with various businesses, websites, mobile applications or third parties, which may include opportunities for you to earn deposits within your EBless account. Each such promotion will be subject to and governed by our Terms of Use, this Privacy Policy, and any applicable rules or terms and conditions we may post online, post in our mobile application, include within e-mail or other communications, or otherwise make available to you. To the extent you elect to participate in any such promotion or otherwise make any purchase subject to a promotion, we may share personal information such as name, e-mail address, purchase dates, and other related information with the applicable third party for the limited purpose of allowing the parties the make the promotion available and track participation within such promotion.
With your consent, we may use information you provide to connect you with people you may already know. For example, through our mobile application you may give us permission to identify contacts within your address book as potential new users of EBless. We may match the contact information you provide to the information provided by other users to improve the Service to make it easier to find contacts you may refer to EBless that are not already customers.
We may also disclose your personal information when we believe in good faith such disclosure is required by law, such as to comply with a subpoena, or similar legal process and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
If EBless is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Third Party Services
Please be aware that third-party websites accessible or recommended through our Services may have their own privacy and data collection policies and practices. These links and features are provided for your reference and convenience only and do not imply any endorsement of information provided through these third-party links and features, nor any association with their operators. We are not responsible for any actions, content of websites, or privacy policies of such third parties. We urge you to read the privacy and security policies of these third parties.
EBless uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using the Service, you grant EBless and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy (Plaid Privacy Policy: https://plaid.com/legal/#end-user-privacy-policy).
If you access EBless to transfer funds to an EBless account holder, you authorize the sharing of your name, the status of your gift, and the amount of the transfer with the recipient EBless account holder. In addition, we use third party payment processors to complete the financial transaction on our behalf. The use of personal information by those processors is governed by their privacy policies, which will be made available during the EBless checkout process.
Your Choices about Your Personal Information
If the personal information on file for you changes, or if you no longer desire our service, you may correct or update it by making the change on our customer information page or by emailing EBless.
If you wish to subscribe to our newsletter(s), we will use your name and email address to send the newsletter to you. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or you can contact us at the information below.
If you have agreed to receive text messages from us, you can choose to opt-out at any time by replying STOP
Retention of Your Personal Information
We will retain and use your information as necessary to complete the purpose for which it was collected, comply with our legal and/or regulatory obligations, resolve disputes, and enforce our agreements.